As the benefit is inevitable (assuming premiums are paid), whole life insurance is technically called whole life assurance (read more...)
Whole life insurance will pay out for as long as the policy is in force, unlike a term policy which has a definitive end.
This means that as long as you keep paying the premiums, you will always be covered.
As the benefit is inevitable (assuming premiums are paid),this product is technically called whole life assurance.
As the insurer is exposed to risk for a longer, uncertain period of time, whole life premiums are naturally more expensive than term insurance.
If you live in the UK, you can do a quick quote above to find out the exact monthly premium.
Payingtoomuch.com is one of the only UK comparison websites to compare whole life insurance quotes online.
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